Self-Employed Mortgages in East Sussex
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Services
Expert Mortgage Advice for the Self-Employed
Whether you’re buying your first home, moving to a new property, or remortgaging your existing mortgage, being self-employed doesn’t have to make the process harder. At Connect Mortgage Services, we provide specialist advice tailored to the unique financial and income circumstances of self-employed professionals — from sole traders and freelancers to company directors and business owners.
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Whole-of-Market Mortgage Advice
As independent mortgage brokers, we search the whole of the UK mortgage market to find the right solution for your circumstances — helping you access competitive rates and suitable lending criteria that work for self-employed applicants.
Expert Guidance on Complex Income Proof
Self-employed applications typically require different evidence of earnings (like SA302 tax forms, accounts and bank statements) and careful preparation. We help you understand these requirements and present your case clearly to lenders, boosting your chances of approval.
Support Through the Entire Process
From initial consultation to application submission and offer stage, we manage the administration, documentation and lender communication — making the mortgage process smoother and less stressful.
Self-Employed Mortgage Options We Can Help With
Self-employed mortgages are not a separate type of mortgage product, but lenders will assess them differently compared with employed applicants. With our experience, we can help you explore and secure options such as:
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Residential Mortgages for First-Time Buyers
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Home Movers & Next-Step Mortgages
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Remortgages & Debt Consolidation
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Mortgages for Limited Company Directors
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Freelancers, Contractors & Sole Traders
Lenders typically assess income over two to three years and may request tax returns, profit and loss accounts, and other evidence of income.
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How We Work With You
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Free Initial Consultation
We start by understanding your business structure, income history, and property goals. -
Tailored Mortgage Search
We review the whole mortgage market and recommend suitable lenders and products. -
Application & Case Management
From preparing supporting evidence to submitting your application, we handle the detail. -
Ongoing Support
Whether you’re looking to remortgage, refinance, or plan future property purchases, we’re here for you.
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What Our Clients Say
”I recently had the pleasure of working with Ollie at Connectmortgageservices, for my mortgage needs, and I couldn't be happier with the experience.
Maddie Burgin, Google review
Ollie demonstrated extensive knowledge of the mortgage market. He took the time to explain various options and helped me understand the variation of different loan types. Whilst keeping excellent communication throughout. He was available to answer any questions I had and reassured me when needed.
Even after we got the mortgage, Ollie continued to check in and give further support which shows his commitment to client satisfaction.
Thank you Ollie for your outstanding service! I will be back in touch, when I need assistance in the future.
”Ollie was so helpful and informative throughout the whole process - no question or meltdown was too much trouble for him to deal with! It was great that it felt as if someone was on hand from start to finish - even on the day of completion Ollie reached out to see how everything was going, which was just such a nice personal touch. I would highly recommend Connect Mortgage Services and will definitely be using them again in the future!
Sarah Hayler, Google review
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Frequently Asked Questions
Can self-employed people get a mortgage?
Yes — self-employment is not a barrier to securing a mortgage. Lenders will simply need to see proof of income, typically through tax returns and financial records.
How many years of accounts do I need?
Most lenders look for two to three years of accounts or tax details, though some flexible lenders may consider shorter histories if you can clearly demonstrate consistent income.
What income documentation is required?
Common requirements include SA302 tax forms, HMRC tax year overviews, business accounts and bank statements — the exact documentation depends on your business structure.
Do I need a larger deposit if I’m self-employed?
A larger deposit (e.g., 20%+) can improve your chances of approval and access to better rates, but it isn’t always a strict requirement.
