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Private Medical Insurance Made Simple

Photo by Natanael Melchor on Unsplash

Get fast access to private healthcare with cover tailored to your needs.

At Connect Mortgages, we help clients protect more than just their homes. Alongside mortgages and protection products, we can help you explore private medical insurance options that give you quicker access to treatment, specialist care, and added peace of mind.

Whether you’re arranging a mortgage, reviewing your finances, or simply thinking ahead, our team can help you understand your options and find cover that works for you.

Why Choose Connect for Your Insurance?

Personal Advice That Fits Your Needs

No two clients are the same. We take time to understand your circumstances and help you find cover that suits your lifestyle, budget, and priorities.

Trusted by Hundreds of Clients

We’ve built our reputation on excellent service and strong client relationships. Our reviews reflect the care, communication, and support we provide throughout every stage of the process.

Mortgages & Protection Under One Roof

Already speaking to us about a mortgage? We can also help you review your wider financial protection needs, making things simpler and more convenient.

Why Consider Private Medical Insurance?

Private healthcare isn’t essential for everyone — but for many people, it provides valuable reassurance.

The NHS offers incredible care, but many patients are increasingly concerned about:

  • Long waiting lists for appointments or treatments
  • Delays in seeing specialists
  • Limited flexibility over appointment times
  • Pressure on public healthcare services

Private medical insurance can help give you faster access to treatment when you need it most.

Benefits of Private Medical Insurance

Faster Access to Treatment

Avoid long waiting times for consultations, tests, and treatment.

Access to Private Hospitals & Specialists

Choose from private hospitals and consultants that may offer more flexibility.

Greater Comfort During Treatment

Private healthcare often includes private rooms and more convenient appointment scheduling.

Peace of Mind

Unexpected health issues can happen at any time. Having cover in place can reduce financial stress and help you focus on recovery.

Family Cover Options

Many policies allow you to include partners or children for wider family protection.

Are There Any Downsides?

Being transparent helps build trust, so including a balanced section can work well.

Monthly Premiums

Private medical insurance is an additional monthly expense that may not suit every budget.

Policy Exclusions

Some policies may exclude pre-existing conditions or certain treatments.

Not a Replacement for the NHS

Emergency care is still typically handled by the NHS, and private cover often works alongside public healthcare rather than replacing it.

Photo by Natalya Zaritskaya on Unsplash

Is Private Medical Insurance Becoming More Popular?

Yes — more individuals and families are exploring private healthcare options due to growing NHS waiting times and increased demand for faster treatment access.

Many people are choosing private medical insurance because they want:

  • Greater control over healthcare decisions
  • Faster diagnosis and treatment
  • Access to specialist care
  • Reassurance for themselves and their families

This makes it an increasingly relevant protection product for homeowners, professionals, families, and older borrowers.

What Our Clients Say

“Connect Mortgage Services are fantastic. Justin set me up with my mortgage quickly and easily, and helped me to get all of my insurance policies in place too. Thank you!”
 – Will Thomas, Google Review

Photo by Amy Hirschi on Unsplash

Private Medical Insurance FAQs

What does private medical insurance cover?

Cover varies by provider but may include consultations, diagnostics, surgery, specialist appointments, and hospital stays.

Does private medical insurance cover pre-existing conditions?

Many policies exclude pre-existing medical conditions, but this depends on the provider and policy terms.

Can I get private medical insurance for my family?

Yes, many providers offer family plans.

Is private health insurance expensive?

Costs vary depending on age, medical history, coverage level, and whether you add family members.

Can I arrange this alongside my mortgage?

Absolutely. Many clients review their protection needs while arranging a mortgage or remortgage.

What our customers say