As a whole-of-market mortgage broker, we’re here to help you secure the right mortgage for your needs – whether you’re a first-time buyer, home mover, landlord, or looking to remortgage. We understand how significant this step is…
Services
Justin Hemmings
Director, Mortgage Advisor
With over a decade in the property industry and a background in estate agency, I bring well-rounded insight into both residential and commercial mortgages. I specialise in buy-to-let mortgage advice and enjoy helping landlords and investors secure the right deals. I’m passionate about delivering strong outcomes for my clients and always aim to make the process as smooth and straightforward as possible. Whether you’re expanding your portfolio or exploring your first investment, I’m here to help you make confident decisions. Feel free to reach out – I look forward to working with you.
Experience
Director
Connect Mortgage Services
Dec 2023 – Present
Senior Mortgage Consultant
Transparent Mortgage Services · Self-employed
Jan 2022 – Nov 2023 (1 year 11 months)
Mortgage Consultant
Sequence UK Ltd incorporating Barnard Marcus – Brown & Merry – Fox & Sons – William H Brown · Full-time
Jul 2021 – Jan 2022 (7 months)
Senior Sales Negotiator
Rush, Witt & Wilson
Dec 2018 – Jun 2021 (2 years 7 months)
Sales Negotiator
Rush, Witt & Wilson
Oct 2015 – Dec 2018 (3 years 3 months)
Sales Negotiator
Sequence UK Ltd incorporating Barnard Marcus – Brown & Merry – Fox & Sons – William H Brown
Jul 2015 – Oct 2015 (4 months)
Follow Me
Services Offered
First Time Buyers
Buying your first home is a major milestone, and we’re here to make it feel simple and exciting – not overwhelming. Our team of experienced mortgage brokers specialises in helping first-time buyers get mortgage-ready…
Remortgaging
Looking to save money, switch deals, or release equity? Remortgaging can be a smart financial move – and as an experienced remortgage broker, we’ll help you find the best option for your goals. Whether your current deal is ending…
HNW Mortgages
For clients needing to borrow £500,000 or more – or with complex income structures – we offer bespoke high-net-worth mortgage solutions. Our specialist brokers work with private banks and niche lenders to secure competitive…
Home Movers
If you’re moving home, we’re here to make the mortgage side of things feel seamless. As a trusted mortgage broker, we work with movers across the UK to arrange competitive, flexible mortgage solutions that suit your new circumstances.
Blogs by Justin Hemmings
Buy-to-Let Tax Changes Explained for Landlords
Buy-to-Let Tax Changes Explained for Landlords
Buy-to-Let Tax Changes Explained for Landlords
Large Mortgages: Common Mistakes to Avoid
Large Mortgages: Common Mistakes to Avoid
Large Mortgages: Common Mistakes to Avoid
Mortgages for High Earners with Complex Income
Mortgages for High Earners with Complex Income
Mortgages for High Earners with Complex Income
Contractor Mortgages: Day Rates, Contracts & Criteria
Contractor Mortgages: Day Rates, Contracts & Criteria
Contractor Mortgages: Day Rates, Contracts & Criteria
Remortgaging in 2026: Should You Stay With Your Lender or Switch?
Remortgaging in 2026: Should You Stay With Your Lender or Switch?
Remortgaging in 2026: Should You Stay With Your Lender or Switch?
